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    Archived pages: 18 . Archive date: 2013-11.

  • Title: Stimulus Package Information | Obama's Stimulus Package
    Descriptive info: .. Obama s Stimulus Package.. Obama s Home Stimulus Package.. Stimulus Package Information.. Most Americans in this day’s economic crunch are really suffering severely from the hard economic periods.. The good thing about this is that President Barrack Obama really knows about it, and he has plans to help those who are struggling to buy homes with options.. He did this so as to help the first time home owners avoid foreclosure despite the current plummeting values in the market and the high unemployment rate.. Covered in this Federal Stimulus Package in which he instituted on February 2009 a few days after his inauguration, many homeowners can either refinance their mortgage again if they wish so despite the low equity, or they can choose to have their loan payments rates lowered even further to suit the financial incomes.. If a person feels he has lost market value on his home which may end up cause more on a home, then a person can qualify for a program that allows him/her to refinance as much as up to 105 percent of the current price in the market.. Despite  ...   currently being experienced, will be lessened and will even turn around to be better sooner, rather than later.. President Obama really want this to become a win-win situation for every person dreaming to own a home, this is because the faster the economy grows, the more the Americans will be able to become first-time home owners and live the “American Dream”, while lenders can also continue to exist.. Are you a first time home buyer? If so, you could receive a tax credit (grant) of up to $8000 from the federal government as part of the.. first time home buyer stimulus.. To find out whether you qualify for the.. first time home buyer tax credit.. , be sure to visit our guide online.. Menu.. Survive Recession.. Useful Articles.. First Time Home Buyer Tax Credit.. Important Things to Do Before Taking Out a Mortgage.. Obama Felt Our Pain and Decided to Stimulate.. President Obama s Stimulus Package Makes Payments to Millions of Social Security Recipients!.. Contact Us.. |.. Privacy Statement.. Copyright 2010 Obama s Stimulus Package.. All Rights Reserved.. Powered by WordPress.. and WordPress Theme created with Artisteer..

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  • Title: Useful Articles | Obama's Stimulus Package
    Descriptive info: Save Your Home.. Obama s Energy Future..

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  • Title: Important Things to Do Before Taking Out a Mortgage | Obama's Stimulus Package
    Descriptive info: Before you take any step to take out a mortgage, you must consider certain things so that you don’t become a delinquent in your mortgage repayments.. Foreclosure or short sale can be really expensive.. Before you take out a mortgage, calculate how much mortgage you need for your house with the help of “.. mortgage how much can I borrow.. ” calculator.. Take a look at what you should do and what you shouldn’t when taking out a mortgage.. What to do when taking out a mortgage.. When you take out a mortgage apart from calculating “mortgage how much can I borrow” calculator, you must also make sure you follow other things as well.. Check out what you should do when taking out a mortgage:.. 1.. Make regular payments.. If you have any other loan or debt payments to make, you must pay them first.. This is a way to improve your credit score and this way you’ll be eligible for the mortgage you’re going to take out.. If you’re delinquent in your loan payments and other payments, it’ll negatively affect your credit report and you may end up getting more interest rates on your mortgage payments.. 2.. Miss the credit card payments, not others.. If you’re not able to cope  ...   down payments.. If you increase the size of your down payments and pay more at the beginning of your mortgage, you’ll have to pay less later on.. Before you take out a mortgage, you need to put aside certain portion of your income which you can pay toward your down payments or it may help you make mortgage repayments.. The amount can also help you pay during the closing costs and if you pay more on your closing costs and down payment, you can save a lot of money later on.. 4.. Take out the mortgage first.. If you really have thought of buying a house, you must prepare to do so first and then think of doing something else.. After you’ve saved enough for your mortgage repayments, you must take out the mortgage as fast as possible before any other obligation come up and you have to postpone your mortgage.. Purchasing new credit cards or any other insurance policy can wait but not your mortgage.. Once you’re regular in your mortgage repayments, you can then go for other purchases.. These are the major things you must consider before you take out a mortgage.. Try to be regular in your payments and this way you’ll avoid foreclosing your property in the future..

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  • Title: Obama Felt Our Pain and Decided to Stimulate | Obama's Stimulus Package
    Descriptive info: The recent economic recession has been felt by us all.. If you have not been affected by the recession personally because of a financial or job loss, than it is safe to bet that you know someone who has suffered.. With so many job losses, stocks falling and the financial system that holds America together in a hug mess it seemed as if we were headed for a depression.. Fortunately a change in leadership provided a modern day New Deal plan to stimulate the economy and help everyone bounce back from this recession.. President Barack Obama’s American Reinvestment and Recovery Act has provided many of us with stimulus help that we can benefit from in a variety of ways.. The stimulus plan implemented by President Obama shortly after his swearing in as president will and has done its part in stimulating the economy and helping the average American through the recession.. The stimulus has helped to create jobs and helped to keep a little extra money in the pockets of  ...   faltering housing market head on by offering a number of solutions and options to assist struggling homeowners.. To assist those struggling with their mortgage payments the plan allows homeowners that have a mortgage of more than 30% of their income to refinance or seek a loan modification to obtain a more affordable mortgage payment.. Many lenders are reaping the benefits of the stimulus plan because they are being paid for every loan modification they process.. This provides a benefit for both the homeowner seeking a lower mortgage payment and the lender who wishes to make money and avoid the costs associated with filing a foreclosure.. Similarly, the housing market is also receiving a boost by offering new homebuyers tax credits worth up to $8,000.. Along with other government assistance for new homebuyers this tax credit, which does not have to be repaid, is instrumental in stimulating the housing market.. Overall, the stimulus plan has a vast positive effect on the economy, housing market and the lives of the American citizens..

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  • Title: President Obama’s Stimulus Package Makes Payments to Millions of Social Security Recipients! | Obama's Stimulus Package
    Descriptive info: Those who receive supplemental security income, social security, veterans’ disability and veterans’ pensions were the recipients of a direct cash payment from the government that couldn’t have come at a better time in the nation’s struggle with a recession.. It is another facet of Obama’s stimulus package designed to help people deal with financial challenges, particularly those who have served our country in the military service and are veterans and those who are retired but have worked a full lifetime and are now eligible for social security benefits as mentioned.. Many people who are retired find that living on a fixed income is more of a challenge than working  ...   the Senate approved assistance for many people that was right on time and in just the right form: cash.. The bill approved by the Senate allowed eligible individuals and families to receive a one-time cash payment directly.. Checks were mailed out by the government almost immediately and in a matter of just a few short months, millions of people had received a cash payment to help offset expenses and costs for living that have continued to rise.. Some married couples received up to $630.. Many individuals received $250.. Overall, the outcome goes to show that Obama’s stimulus package recognizes the needs of the people and is working to help..

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  • Title: Save Your Home | Obama's Stimulus Package
    Descriptive info: Since this recession has left several homeowners on the verge of foreclosure or some have already received a notice for that, President Obama wants to help these homeowners save their houses.. The new stimulus package of 2009, popularly known as Obama’s stimulus package has lots of measures that would help homeowners save their houses.. There are different programs under this package like loan modification, home refinancing and new repayments option.. It depends upon the financial condition and the requirement of the homeowner what he opts for.. If you are a struggling homeowner and want to save your house you should find out the requirements for different programs and see whether you qualify for them or not.. You can select the program you are eligible for and then try to meet all the requirements for that particular program.. However the basic requirements for loan modification program is that you should be residing in that house, your loan must be acquired before January 1, 2009, your monthly installments should exceed 31% of your monthly income and your remaining loan amount should be less that $729,750.. If you find yourself eligible for home refinance program, you should be occupying your house and should have a certain amount of money so that you can pay the down payment and set new terms  ...   by private party) however, need completely new roof on home roof has holes in it, most roof tiles are gone, rains inside of home.. No one will loan money for repair ($8,000 $9,000)Is there a home improvement loan or better yet a free grant that will repair my roof?.. Thank you.. salinda.. October 17, 2009 at 10:27 pm.. Who are the banks or compaines that are giving this type of plan.. thanks,.. Maritza.. March 8, 2010 at 8:16 pm.. Hi! My name is Maritza and I lived in Puerto Rico, I know this program is available in our island but I need information about it.. Please send information to my email about this benefits and how the work in Puerto Rico.. Thanks,.. Charles.. April 1, 2010 at 9:20 pm.. My mortgage is with B of A and they have modified my loan without lowering any of the principal balance.. Homes in my area are selling for between 150 and 200 thousand.. I presently owe $475,000.. Is there a program out that will allow me to lower my principal and put me in a fixed monthly payment.. Lisa.. April 14, 2010 at 7:47 pm.. where can I find out detailed loan modification program(s)?.. Leave a Reply.. Click here to cancel reply.. You must be.. logged in.. to post a comment..

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  • Title: Obama’s Energy Future | Obama's Stimulus Package
    Descriptive info: The American Recovery and Reinvestment Act of 2009 is the jumpstart to President Obama’s historical and environmental legacy.. With broad strokes, he is painting the American landscape with invigorating and much-needed stimulus spending.. The most encouraging spending is taking place in the energy sector.. For years, the United States has staggered in our research and implementation of energy efficient buildings.. With the new stimulus package we can expect to see a growth in energy conservation for government and private structures.. Most notable among the spending assignments are $6.. 3 billion for state and local governments to use toward energy effectiveness and $4.. 5 billion for state and local governments to increase energy efficiency in federal buildings.. With these steps toward energy efficiency in government buildings all of our tax dollars will work more resourcefully toward a  ...   low-income housing.. These dollars will allow thousands of families to take part in improving our nation’s energy efficiency and reducing our carbon footprint on the world.. One other aspect in the exciting stimulus spending is the emphasis on vehicle development and implementation.. The federal bill sets aside $2 billion for the manufacturing of a superior automobile battery system and $400 million for the development of electric vehicle advances.. To encourage electric vehicle usage, the stimulus package offers $300 million to build federal electric vehicle fleets, including plug-in hybrid vehicles.. State and local entities can count on $300 million to purchase energy efficient vehicles for government usage.. This package promises to boost America’s ability to spend government money more efficiently and develop products that will keep us running on less fuel.. That’s good green news for everyone..

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  • Title: Survive Recession | Obama's Stimulus Package
    Descriptive info: The world was about to witness another great depression and had it not been averted by the global leaders, it would have shaped itself as the greatest depression.. A lot of countries offered stimulus packages but the most active role was played by the Obama government.. It helped not only the American people but played a vital role in stabilizing the foreign economies as well.. An Economic Stimulus Package means providing an aid to get better results in terms of development, industrial growth and reducing the effect of inflation on people.. Obama government has funded the American people as soon as it came into power and fulfilled all its promises of stabilizing the economy.. Housing loans, banking interest rates, real  ...   buying new houses at lower interest rates.. The stimulus packages have allowed banks to give home loans to the people at much simpler terms and conditions.. The industrialists have also taken a sigh of relief after the introduction of stimulus package.. The industrialists have been given rebates in repaying debts and those who were suffocating under the debt burden can now restructure their plans and growth.. A lot of banks which failed because of the economic recession have also gained a huge support and aid with these stimulus packages.. The American Global economy has just survived a nightmare.. The effective introduction of stimulus packages and a bit of luck has really saved the global economy from going into the shambles..

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  • Title: Contact Us | Obama's Stimulus Package
    Descriptive info: To contact us please email at:.. support@obamasstimuluspackage.. net.. 12 Responses to Contact Us.. Shelby.. July 31, 2009 at 5:18 pm.. Dear Mr.. President,.. I am a hard working, single mother of 2 young boys who was fooled by a broker with Wells Fargo Mortgage into purchasing a home that I could not afford with an Interest Only 5/1 ARM Mortgage.. Due to salary cuts and the failing economy, I have fallen behind on my mortgage payments on the home that has a value of $100,000 less than what I bought it for in 2006.. I requested a loan modification from Wells Fargo so I could get rid of the ARM which is due to adjust at the end of the year, and hopefully lower my payment to something I can afford.. Unfortunately, Wells Fargo denied my request because I wasn t far enough behind in my mortgage payments.. At that time I was able to find a realtor who listed the house for me as a short sale.. I received a cash offer with nothing requested at closing.. My realtor submitted all the paperwork to Wells Fargo six months ago.. Wells Fargo has been putting my short sale request off for six months, stating that they are too back logged to give us any attention.. In the meantime, my home has gone into foreclosure.. Myself and my realtor contact Wells Fargo on a daily basis and it seems like every time we call them, we get a different answer.. On July 14, 2009, we were told that the short sale had been approved so we opened escrow and began to try to close the deal.. We were told that within 10 days Wells Fargo would send the approval letter and escrow instructions to us.. It has now been almost 3 weeks and still nothing from Wells Fargo.. I contacted them yesterday and was told that they sent an appraiser out to appraise my property and the results did not match up with an earlier appraisal, so now they have to go back to the investors to decide whether they will allow this sale to go ahead.. They would not give me any certain time frame for an answer.. Now please understand that we have been waiting for Wells Fargo to give us an approval for over six months, which in the meantime my home is going through foreclosure, and now they are telling us we have to wait again.. The person who is trying to buy my house is ready to back out because he is tired of waiting.. I am on the brink of foreclosure but I don t want to lose my home to foreclosure.. I have done everything I am supposed to do and I just keep getting put on the back burner with Wells Fargo.. There is no excuse for them to take this long to process this request.. I am hoping you can give me some sort of help with this.. My understanding is your stimulus bill is supposed to help people like me, but I feel like my mortgage company is taking advantage of me and the situation.. Thank you for your help,.. Edythe.. August 5, 2009 at 5:23 pm.. In April 09 I applied to refinance my old Countrywide home loan.. I was locked in at 4.. 825 for the new BOA loan, my old Countrywide mortgage was at 6.. 25.. July 1,2009 BOA contacted me wanting more information which I supplied them.. (additional income proof) 07/02/09 I was notified that I did not qualify for the refinance, and would have to reapply leaving out the additional documents they had requested on 07/01/09.. I protested because I was told that the 4.. 825 was locked in and would remain, and now they were requesting I reapply, put down an additional 400.. 00 application fee, plus my interest would go up over 5.. 25%.. I was told I qualifed for the refinance because my income had reduced from 42K in 2007 to 17K 2008, and yet I ve retained a 791 credit score.. I am outraged that this corporation has been awarded a substantial stumlus package, yet continues to not serve it s customers in a positive productive way.. Congressional members need to know how deviant this financal instition is being towards consumers!.. Long.. August 19, 2009 at 2:02 pm.. I was just wondering how to get the home owners stimulus package for 2008? Thanks.. Dallas.. August 20, 2009 at 2:32 pm.. I am a disabled veteran who is about to lose his home.. I was injured in Iraq and lost my job.. I fell behind on my mortagage and it has been a downhill ride ever since.. I am trying to find out what I can do to prevent the sale of  ...   Harp program pay up to 105% of the current value ($157.. 5), what happen to the remaining money? who loses that money? the bank? why are they taking that loss?.. I have a good job and stable, and I m current on my payments I just refinanced (streamlined) to 5% fixed, my new bank is MetLife what are the chances that can qualify for this program?.. Thanks!.. L.. ROMERO.. October 7, 2009 at 12:55 pm.. what else can you do if the lender s trial pre payment plan is higher than the regular mortgage payment i have ARM that went from 7% to 10% started from $1325.. 63(no escrow) to $1893.. 75 plus escrow $166.. 56 total $2060.. 31 in 2 yrs now interest is down to 9% payment of $1704.. 37 plus escrow $55.. 52 total $1759.. 89 trial payment plan is $2200 with escrow i have replied and request if payment can be lowered but did not get any answer/reply, now i have received a note that i am not eligible for the modification program due to did not make the trial payment plan Is there anything else i can do to keep my home.. David.. May 13, 2010 at 12:49 pm.. Please help me.. I have submitted all papers and requirements to Regions Mortgage.. As well as Freddie Mac requirements.. My Application was submitted months ago and I have been given foreclosure notices and demands to appear in court.. The Judge has ordered sale of my house.. Regions has stalled and made continuous demands which I have honored.. They will not approve my application.. And I am desperate and in fear of being evicted from my home and being homeless.. I don t know where or who to go to for help.. Kindly,.. Tanya.. May 21, 2010 at 12:15 pm.. Good morning,.. I was just inquiring as to how can I apply for the first time home buyer program for the $8000 stimulus package.. Thanks.. Kathy.. June 14, 2010 at 9:46 am.. I have owned my home since 1998.. But with in the last 4 years, I have lost my job (laid off), I have divoced, I have a now 16 year old daughter, who is not making things any easier for me.. I m now working a part time job at a local Hospital, but it s not giving me the income I need to pay my bills.. I filled chapter 13 bankrupcy, is there anything I can do??? I don t want to lose my home.. My bank tells me that my loan does NOT qualify for President Obama s stimulus plan.. I ve been looking for a full time job, or another part time job to supliment my income but the economy so poor.. And I don t want or need sales calls or e-mails so if this is a web site selling something I have no money.. Please help.. Ja-Neen.. September 9, 2011 at 3:43 am.. Here is a HUGE problem!!!.. My son is in the process of purchasing a house.. He has been in a legitimate contract (for 2 months ) prior to April 30th 2010 deadline as required! Unfortunately, due to no FAULT of his OWN, but rather that of the Seller s stall tactic s and coupled with the Lender s inadequacies to legitimately fund my son s loan, he is in jeopardy of losing HIS HOUSE and also in losing HIS TAX CREDIT !!.. What can we do as PURCHASERS to avoid the LOSS and the opportunity to exercise what the Obama Administration put into place to assist first time home buyers?.. We HAVE met ALL of the expectations of both the SELLER and The LENDER various times! He has been qualified and re-qualified for the LOAN on several occasions by several institutions however, at the last minute possible, in order for the purchase to be made possible my son is being strong armed by the bureaucratic Lender to now sign for the house with conditions he NEVER AGREED to, otherwise the sale is DEAD.. He is at the MERCY of this LENDER.. and it is WRONG!!!!.. We have supporting documentation that the Lender s irresponsibility and inadequate skills to process the Loan properly and in good FAITH has and will exempt my son from this purchase and from the tax credit as well.. This is obviously a probable situation that was overlooked when the plan was enacted! As the buyer we want answers on how to STILL be able to take advantage of the First Time Home Buyers Credit, when it is no fault of our own that this purchase is a failure due to the LENDER S inappropriate actions and dishonest behaviors!!!.. Respectfully Requesting Alternative Options to make this sale happen with all of the credits available..

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  • Title: Privacy Policy | Obama's Stimulus Package
    Descriptive info: Privacy Policy.. Privacy Policy.. The privacy of our visitors is important to us.. We recognize that privacy of your personal information is important.. Here is information on what types of personal information we receive and collect when you use and visit Mortgage Modification Loan, and how we safeguard your information.. We never sell your personal information to third parties.. Log Files.. As with most other websites, we collect and use the data contained in log files.. The information in the log files include your IP (internet protocol) address, your ISP (internet service provider, such as AOL or Shaw Cable), the browser you used to visit our site (such as Internet Explorer or Firefox), the time you visited our site and which pages you visited throughout our site.. Cookies and Web Beacons.. We do use cookies to store information, such as your personal preferences when you visit our site.. This could include only showing you a popup once in your visit, or the ability to login to some of our features, such as forums.. We also use third party advertisements on Mortgage Modification Loan to support our site.. Some of these advertisers may use technology such as cookies and web beacons when they advertise on our site, which will also send these advertisers (such as Google through  ...   AdSense advertisements).. This cookie is used to serve ads specific to you and your interests (”interest based targeting”).. The ads served will be targeted based on your previous browsing history (For example, if you have been viewing sites about visiting Las Vegas, you may see Las Vegas hotel advertisements when viewing a non-related site, such as on a site about hockey).. DART uses “non personally identifiable information”.. It does NOT track personal information about you, such as your name, email address, physical address, telephone number, social security numbers, bank account numbers or credit card numbers.. You can opt-out of this ad serving on all sites using this advertising by visiting.. http://www.. doubleclick.. com/privacy/dart_adserving.. aspx.. You can chose to disable or selectively turn off our cookies or third-party cookies in your browser settings, or by managing preferences in programs such as Norton Internet Security.. However, this can affect how you are able to interact with our site as well as other websites.. This could include the inability to login to services or programs, such as logging into forums or accounts.. Deleting cookies does not mean you are permanently opted out of any advertising program.. Unless you have settings that disallow cookies, the next time you visit a site running the advertisements, a new cookie will be added..

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  • Title: Save Your Home | Obama's Stimulus Package
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    Archived pages: 18