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    Archived pages: 23 . Archive date: 2013-12.

  • Title: Find solutions how to fix your bad credit
    Descriptive info: .. Home.. Loan.. Cash advance loans.. Bad credit.. Bad credit loans.. Bad credit student loans.. Bad credit payday loans.. Bad credit auto loans.. Bad credit personal loans.. Bad credit home loans.. Contact.. Imprint.. Finance guide.. Breaking News:.. Credit cards for bad credit.. How to fix your credit.. admin.. Mar 13th, 2012.. 0 Comment.. If your credit score has been ruined by a bankruptcy, foreclosure, debt settlement or  ...   card.. Luckily, there are.. Continue Reading.. Have you ever been at the grocery store and gave your credit card to the cashier only to have it unreadable? A lot of people have and there are some quick solutions on how to fix your.. Pages.. Recent Posts.. Archives.. March 2012.. (2).. Tags.. bad credit.. breaking.. credit card.. finance.. loans.. student loans.. 2013.. www.. bad-credit-solutions.. net.. All rights reserved..

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  • Title: Loan • www.bad-credit-solutions.net
    Descriptive info: A.. loan.. is a sum of money that one individual or institution gives to another with the clear expectation that the money will eventually be repaid in full.. Loans are intended to give borrowers fast access to money that they have not yet earned.. Most lenders charge a fee for this service in the form of an extra charge each month based on the amount of money borrowed.. If a person has a poor credit history,.. then the lender might also require some type of collateral to secure the money in case the borrower stops paying.. Depending on the terms that are agreed to, the repayment schedule can be as short as a few weeks or as long as several decades.. People most often acquire a.. so they can have access to funds immediately instead of having to save the money first.. Some loans are given as a large lump sum of money that can be targeted towards a specific purpose like the purchase of a car or house.. Other loans are given generally as they are needed.. A credit card  ...   in a calculation of how much risk there is that the money will not be repaid.. Factors such as income and credit history are taken into consideration.. An individual with a stable income and a good credit history might be given a loan without any problems because they present a low risk.. Very large loans or loans given to those with a poor credit history might require that a person secure the money with some type of asset like a house or car.. A secured loan means that the lender has the option to seize whatever assets were offered if the borrower fails to repay the money.. is almost never given to a borrower for free.. In most cases the issuing bank or institution will charge the borrower a percentage of the total amount.. This percentage is called interest.. The interest on a loan can be significant if the length of time taken to repay the money is very long.. When considering a loan,.. many people calculate the total amount of money that will be paid to the lender including the interest..

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  • Title: Cash advance loans • www.bad-credit-solutions.net
    Descriptive info: are a tool that many people use to get quick access to the money they need.. If you are considering this type of loan,.. it is important to look at all of the underlying factors before making a decision.. When you need money quickly for an emergency,.. there are a few places you can go.. Some people pull the money out of savings, others use credit cards and a few borrow the money from friends or family.. If none of these options are available,.. cash advance loans.. can provide another alternative to consider.. Cash advance loans are provided by payday lenders and they can be a legitimate source of funding when you re in a pinch.. How Cash Advance Loans Work.. require you to have some type of employment in order to get approved.. The lender does not look at your credit score and typically just wants to verify that you make enough  ...   money quickly,.. you have to pay attention to the details of the arrangement.. Most cash advance loans come with very high interest rates that are much higher than traditional loans and even credit cards.. If you need to borrow money, you need to make sure that paying this type of interest is acceptable to you.. Other Terms.. In addition to pay high interest rates,.. you may also have to pay other fees such as application fees or late payment fees with.. Before agreeing to use this type of financing, you need to understand the long-term consequences that come with it.. If you can t afford to pay back the loan, you may end up with large late fees and collection actions taken against you.. If you can pay the loan back and you do not plan on using this financing multiple times, it can be a legitimate way to get out of a jam..

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  • Title: Bad credit • www.bad-credit-solutions.net
    Descriptive info: With all of the talk about.. ,.. it is remiss that there is no financial professional that really talks about what bad credit actually is.. All the general public really knows about bad credit is that it can keep you from getting the things that you want.. Therefore you had better do everything you can to keep from having bad credit.. This is a message on which many billions of dollars are spent.. The spenders are the credit card companies and banks who benefit from scaring you into believing that your credit score = your life.. Although your credit score is very important, and.. is definitely something to be avoided if possible,.. you must learn how to negotiate your way around credit in general.. Everyone makes financial mistakes; having bad credit is not necessarily the end of the world.. It is first essential to understand who defines bad credit.. Credit ratings are kept by three major credit agencies..  ...   borrowers.. Most people do not have the time to fight a negative credit reports given to a credit agency by a creditor.. It takes a great deal of time that many people simply cannot afford.. For this reason alone, many people simply let some credit marks linger on their record without even trying to fix them.. They also let many mistakes stay on their record.. The credit rating agencies are far from perfect.. They sometimes mix up Social Security numbers and people with similar names.. Your credit score can be anywhere from 350 to a high of 800.. A score of 350 is dismal; a score of 800 is perfect.. It is almost impossible to get a perfect credit score.. Although there is no official number for.. most lenders will begin to express concerns about your credit around a score of 600.. You may have a great deal of trouble getting a loan for a large asset around 500..

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  • Title: Bad credit loans • www.bad-credit-solutions.net
    Descriptive info: can be used to secure financing even if you have a questionable credit history.. When you need access to financing,.. you may have to look in some unorthodox places to get the money you need.. When you have made some poor financial decisions in life,.. your credit history can take a beating.. At that point, you may have to consider.. bad credit loans.. when you need access to financing for big purchases.. Depending on your situation, these loans may be found in several different places.. Payday Loans.. One way to get access to.. is to work with a payday lender.. These types of loans allow you to borrow against future earnings and they do not depend on your credit.. As with all bad credit loans,.. these typically come with high interest rates.. You usually get somewhere between two and four weeks to pay back the money that you owe..  ...   credit history.. Hard money lenders are typically individuals who have extra money to lend and are not afraid to work with people who have bad credit.. These bad credit loans typically involve low loan-to-value ratios as well.. Regular Lenders.. In some cases,.. you may be able to get back credit loans from regular lenders.. Some regular lenders are willing to work with equal who have bad credit as long as they are open to pay higher interest rate than normal.. Because of this, you should check with all the lenders in your area when you are looking for financing.. In some cases, one lender may turn you down for a loan, while another one is willing to finance you.. If you are willing to shop around and you do not give up after the first refusal, you will have a good shot at getting approved for.. with another lender..

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  • Title: Bad credit student loans • www.bad-credit-solutions.net
    Descriptive info: Students who are attempting to get a loan can have a number of obstacles to overcome.. The lack of a credit history or income could prevent any lender from granting them a loan.. Predatory lenders could destroy the credit of a student long before they have entered the workforce.. Even if an option is available,.. with bad credit.. students loans.. might have incredibly high interest rates making it unrealistic to repay.. There are still some options for bad credit students loans despite all of the difficulties that can be encountered.. Students mainly have a problem getting a loan because they present a high risk to lenders.. This can be because of a short or non-existent credit history or a low income.. The age of a student can also play a role.. There are instances where predatory lending practices might have placed the student in a situation where they were given a loan when they had no way to  ...   loan for the student.. If the student misses a payment, the cosigner is held responsible.. The cosigner is usually a parent or other family member.. Another option is to find a way to secure the loan.. For those with bad credit students loans can be granted if the student has some valuable asset like a car that they can use as collateral to guarantee the money borrowed.. When funds are needed for school expenses then there is a special option available.. Federal student loans are given to individuals based mostly on their financial need and not their credit history or ability to repay.. Even with bad credit.. are available for the purposes of paying off tuition or other educational expenses.. These loans are often subsidized so the borrower does not pay interest until they have left school and established an income.. For those with very bad credit students loans through the federal government are often the only option..

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  • Title: Bad credit payday loans • www.bad-credit-solutions.net
    Descriptive info: If you don t have a decent credit score,.. it may be tough to get a loan when you need one.. However, you should know that there are loans out there that are great for people with bad credit.. Since most payday loan companies don t require a credit check,.. payday loans.. are easy to receive if you have bad credit.. Follow this guide to help you find a bad credit payday loan.. Online payday loans.. Since many agencies are beginning to put their.. loan services.. on the Internet, a great place to look for a bad credit payday loan company is online.. To find a reliable site, begin by using a search engine to find a variety of companies.. Instead of going with the first one you see, make a list of all the bad credit payday loan agencies you find,  ...   many companies with local offices.. You can find these companies by looking through the phone book, searching through newspapers, or using a search engine.. You should look up reviews for these local bad credit payday loan companies as well, but you can also visit the agencies if you.. have any inquiries about.. or the services offered by the particular company.. Am I Eligible?.. Most people that are looking for a bad credit payday loan easily qualify.. To acquire a payday loan, you must be at least 18 years old, have a valid checking account, and be employed.. If you apply for one online, you also need to have a valid email address.. Keep in mind that these are simply typical criteria, so even if you don t meet these criteria, there may still be an agency out there that you qualify for..

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  • Title: Bad credit auto loans • www.bad-credit-solutions.net
    Descriptive info: Buying a car with.. bad credit auto loans.. may be difficult,.. but it.. s not impossible.. If you re willing to do a little bit of work and stay positive, you can still get the car you want and possibly rebuild your credit at the same time.. When you have bad credit,.. making big purchases becomes much more difficult.. If you need to buy a new vehicle, using.. may be the best approach to take.. When you have a poor credit score, you have to look at some other options, such as bad credit auto.. , in order to secure the vehicle that you truly want.. Cosigner.. One option that you have in front of you when your.. credit is bad.. is getting a cosigner for.. A cosigner is an individual who is willing to sign the auto loan with you.. For example, if you have a family member with a good credit score,.. you could get him to sign the loan documents with you  ...   typically do not even look at your credit report,.. and guarantee approval for anyone as long as they have a job.. With this option, you will usually have to make payments once every week directly to the dealer.. The interest rate may be high, but at least you ll get to buy a car.. Rebuilding Your Credit.. you may want to try to rebuild that credit before you buy a new vehicle with.. In this situation, you should consider getting a copy of your credit report so that you can see what is causing the problem.. Paying down credit account balances can help you rebuild your credit score.. Paying off old delinquent accounts can also help.. If you see any errors on your credit report, you can request that they be removed by the credit bureaus as well.. Starting a positive payment history can also help boost your score.. Once your score has improved, you may be able to avoid using bad credit auto loans..

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  • Title: Bad credit personal loans • www.bad-credit-solutions.net
    Descriptive info: Many companies offer.. bad credit personal loans.. today,.. but the loan programs offered can vary significantly from company to company.. Some bad credit personal loans can truly help you by lowering your monthly payments and restructuring your balances so they are easier to pay off, while others may actually make your financial situation worse.. Many people today are struggling financially,.. and one of the biggest issues people face is high interest credit card debt.. It is common for people who are struggling with high levels of debt to make late payments from time to time, and this can result in costly late fees and interest rate hikes as well as lower credit scores on their credit report.. If you are in this situation yourself, you may be considering applying for.. can be very  ...   reduced.. These bad credit personal loans can help you to pay off debts faster and easier.. However,.. some.. are not quite so helpful.. Some companies charge high loan fees, and the interest rates are not as attractive as with other loan programs.. Further, some bad credit personal loans feature a longer term.. While a longer term may make payments more affordable, a longer term also means that you pay more in interest charges over the life of the loan.. In some cases, using this type of loan is more costly than making minimum monthly payments on your credit card accounts.. As you can see,.. not all.. are the same.. It is well worthwhile to shop for the best bad credit personal loans and compare the total costs of the loan options available to you..

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  • Title: Bad credit home loans • www.bad-credit-solutions.net
    Descriptive info: For the many people who have found themselves on the losing end of the financial stick this year, there are a few things that you can do in order to bring yourself back to financial health.. One of the number one ways to bring yourself back financially is to renegotiate your current debt.. Bankruptcy is not the only option when it comes to renegotiation or debt relief.. home loans.. are one of the most effective ways to restructure a debt with a creditor.. Many of them will actually be happy to extend you bad credit home loans.. They do not want to see you go bankrupt anymore than you do.. If you are going to get.. bad credit home loans.. you should definitely compare credit companies.. With all the resources that are available to you for this purpose, you should have very little trouble finding a reputable company..  ...   with credit companies.. They are therefore very easy to compare on websites.. You can place the bad credit home loans of companies side-by-side to see exactly how much value you get from each company.. You can also compare the companies against the marketplace as a whole.. You want to do this in order to take the pulse of the entire market so that no one company can jerk you around just because they are the best deal in your locale or for your particular situation.. Remember that you can always negotiate a better deal from a credit company.. Just because you need.. does not mean that you are any less entitled to a good deal on your financial undertakings.. You should also be sure to compare credit companies to determine their credit worthiness.. Much of the onus for renegotiation falls on the company to maintain relationships with creditors..

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  • Title: Contact • www.bad-credit-solutions.net
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    Archived pages: 23